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submitted: Aug 13th 2008 | by: C.RaySondeo | Total views: 1 | Word Count: 734 | |

Visitor medical insurance to Canada is also called as travel health insurance. It protects international students, immigrants, tourists, foreign workers from any kind of medical emergency during visit to Canada. Visitor medical insurance will cover the medical expenses from illnesses or an accident while in Canada.

Canada also has the strongest economy in the G8. Due to the efficient and flourishing economical progress of Canada, it is fast becoming a favorite place for business travelers, new immigrants, foreign workers and international students.

Also, Canada is filled with scores of elderly people due to which a lot of quality medicinal treatments are required. Therefore there is lots of load on the medical situation in Canada. The Canadian health care expenses compete the US as the most expensive in the world.

A hundred dollars is a minimum in Canada when you want to avail of simple doctors visits, ambulance, non-critical hospital stay cost, air ambulance etc.

Medical expenses can be real damaging towards your savings. If you want to enjoy a peaceful life in Canada, it is best to be insured while you visit this region. Surprisingly, medical insurance, here, is quite affordable.
Example: good individual coverage can be purchased for a 40 yr old for around $4 per day, and an entire family can be covered at around $14 per day.

Canadian insurance companies have developed medical insurance plans for all type of visitors to Canada. Whether you are a business traveler, new immigrant, international student, foreign worker or just vacationing in Canada, a plan designed to suit your needs is available at an affordable rate.

Business travelers and tourists visiting Canada : Visitor insurance is the most important of all to cover high costs of medical care. The insurance covers the emergency medical costs incurred by unexpected medical conditions. The coverage is available up to the age of 89 years. Medical questions are not required but in most probability the preexisting conditions are excluded from the coverage.

New immigrants to Canada: Immigrants to Canada are not eligible for provincial health insurance until they gain landed immigrant or permanent resident status.

Foreign workers in Canada: There are plenty of labor jobs in Canada that attract thousands of immigrants each year. Sadly, work visas are issued only for a period of six months. This means private visitor health insurance must be purchased to cover emergency medical costs for the time spent living in Canada on a temporary work visa.

Inpatriate Medical Insurance: Employers can provide visitor medical insurance to foreign workers by purchasing Inpatriate Medical Insurance. Inpatriate Medical Insurance can be purchased for the six month work visa. Inpatriate insurance can be purchased for durations as short as one month for workers who have already arrived in Canada. Single, Couple, or family coverage is also available. Inpatriate medical Insurance coverage differs from Visitors Medical Insurance as it provides excellent coverage for non-medical emergencies.

Visitors to Canada Emergency Medical Insurance: Foreign labors that are not provided coverage by their employers will be required to purchase private medical insurance. Visitors to Canada Emergency Medical Insurance is available for personal coverage for your entire work visa term in Canada. With the high cost of health care in Canada it is recommended that foreign worker purchase the best coverage amount. Single, spouse, or family coverage is also available herein.

Health and hospital insurance : It provides international students with complete health coverage. Also the emergency medical coverage, non-emergency health costs and prescription drugs are also covered up to the policy maximum offered by the insurance plan for the specific costs. The coverage can also be purchased for students, spouse and family while they are staying in Canada

Emergency medical insurance : A coverage similar to the health and hospital plan but it doesn't cover the non-emergency medical and the prescription drugs are limited for a supply of thirty days. By purchasing visitors insurance you can enjoy the financial safety and peace of mind.

Make sure that you are safe and enjoy 'peace of mind' during you stay in Canada by purchasing medical insurance.

In addition to this, the international students not attending the designated educational institutions are not covered by the provincial government visitor health insurance plan. The private medical insurance will be required. The students have a choice of a complete visitor health insurance or only a visitor insurance.

About the Author

C. Ray Sondeo is an expert on health insurance for visitor. Get quotes, read our FAQs, and learn more about travel insurance India on our website.

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