Prescription Discount Cards for Seniors
The secret is out - health care and medicine is expensive! It is so expensive in fact that many families cannot afford it. Others can afford it but have to sacrifice buying other things. The answer? Prescription discount cards.
These cards are usually programs and companies that have special relationships with pharmacies to give discounts. That means that you get the same drugs at a lower price. This is especially helpful if you do not have health insurance like so many others.
The best part about these discount cards is that they are often times free. I know, I know, if its free how great can it be? Well fear not free doesn't have to mean its worthless. These companies know that their target market is generally lower income and can't or won't join a costly membership so they take that into account.
Thankfully these companies actually have scored some huge discounts for you. You can get up to 75% off of the cost of prescription drugs. Pick your jaw up off of the floor! It's very true if you get the right card.
To give you an idea how great a savings this could be for you let's just say your prescription normally costs you $100 and you find that your new prescription discount card can save you 75% on that same prescription you'd now only have to pay $25! And the only thing you had to do differently was to use your new card which probably cost you nothing to acquire!
Of course this is just an example and some medications will have greater discounts then others. Still even if it were say 30% off on some items and 65% on another the average savings could be significant.While it's probably tempting to join the first good program you find you should be sure to do a good job of comparing the various programs with one another to select the prescription drug card that best meets your needs.
The first thing to realize is that these are not health insurance programs. Many people mistakenly assume they are because having a health card is equated with having health insurance. They are vastly different.
A personal health insurance plan entitles you to many things such as doctor visits, hospital stays and emergency room visits plus much more. A prescription discount cards purpose is not nearly so broad. It's one and only goal is to save you money on your prescription drug purchases, but don't sell that benefit short, it can save you a ton of money.
Be sure to read the restrictions for the various cards carefully as some of these plans are limited to a very select group, sometimes by are such as seniors while others may even be for lower income families only. Fortunately there are some prescription cards that are more open to the general public, but even some of those may still be difficult to qualify for.
Some you might want to look into are:
* Together RX Card
* GlaxoSmithKline Orange Card
* LillyAnswers Card
* Pfizer Share Card
* Pfizer Share Card
This is just a short list of the cards out there so if you don't qualify for one of these just do a search and you may have better luck with another program. In fact some cards may not give as big a discount on some prescriptions you may have then others so if at all possible you may want to see if you can qualify for multiple cards so you can be sure to get the best deal every time.
Drug companies and those related to drug companies are often coming out with their own cards that place restrictions on the medication it covers. So, if you have to take a few different prescriptions you might have to get a discount card for each of them.
Unfortunately for some people they simply won't qualify for any of the available pharmacy discount cards available which is too bad as there are many people who may not meet certain criteria set to qualify yet really are in need of the service. If you've scanned all the various discount prescription cards and find you don't qualify then you could still go to sites like Healthcritiques.com. HealthCritiques.com offers a 4rx discount coupon code for free to anyone and has info on another great online pharmacy called xlpharmacy where in some cases these sites offer online drugs without prescription.
When evaluating all your options including all the prescription discount cards available do make sure to read the fine print so you know what part of any bill you may be responsible for. If you don't take a lot of various prescription medications then it's certainly possible to find a single card that will cover all your needs. If not, mix and match if need be or even try sites like HealthCritiques.com that are another option for those who don't qualify under the strict guidelines of some of these prescription discount card regulations.
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